The expense of Christmas does take a bit of the gloss off of this special time of year, doesn’t it? Let’s take a look at some ways we can reduce the costs...and hear from some experts.
1. Make up a gift basket. Take a look they can make inexpensive gifts
2. Give a voucher for a deed you will perform at a later date such as clean the car, cook a meal.
3. Use your points collected on loyalty programmes to find something special without breaking the bank.
4. Do your own baking such as making Christmas cookies, fudge and more.
5. For New Zealanders you can give a child a KiwiSaver
. See a copy of the gift certificate
and contact Lyn to make a certificate up for you.
Christmas Saving Tips from Some Classical ‘Experts’
Santa knows what he's doing! He makes a list and knows how crucial it is at holiday shopping time to have your list with you. If you hit the shops without your Christmas list, you're sure to overspend. Wise shoppers like Santa know that using a carefully thought out list saves time and money. And by organizing your purchases, you'll reduce those multiple trips to the mall and cut costly impulse buys.
Simple pleasures mean a lot, especially during the holidays. Ask the Grinch, who watched in amazement as Christmas in Whoville "came without ribbons! It came without tags! It came without packages, boxes or bags! . . . Maybe Christmas, he thought, doesn't come from a store. Maybe Christmas, perhaps, means a little bit more!" The much changed Grinch, whose small heart grew three times that day, will confirm that you don't have to spend a lot of money to have a happy holiday.
Scrooge learned after a very sleepless night to keep Christmas in his heart all year round. This can be done by giving to charities. As the donation is normally tax deductible you can make the donation as a gift on behalf of your family member or friend and they will receive the benefit of the tax refund.
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Merry Christmas everyone! And all the best for 2013.