Mac or PC? --Is available in both versions
Complexity and/or Ease of Use:
Learning how to set it up was a little confusing at first but once I used the "Help" tool, it went smoothly.
Not really an intuitive program to use, but with the assistance of the "help" tool, you should be able to manage just fine. The Help screen is very good and uses pictures to clarify things!
Advantages
The envelope model makes it almost a mini accounting package. It sure helps to reconcile bank accounts and credit cards.
You'll never forget a payment again. This program lets you set up regular payments
Saving for a special goal? Perfect! They have a tool for that as well!
Are you artistic? It even lets you add color and icons a little creativity helps a lot!
Standard categories are listed and you can add more of your own to suit your lifestyle.
Special Features
Price & Guarantee $Inexpensive - $$$Expensive
$$29.95 price tag - 60 Day money back Guarantee 
Disadvantages
Getting started is a little big difficult because of the degree of detail needed but the "Help" screen does indeed help.
Hate to be nagged? Too bad - The free download has a very annoying pop up screen !
No clear expiration period and some features are disabled or limited on free download program.
During the trial period various features are disabled or limited although there is no definite expiry period.
Get Budget now (Windows; download) OR
Get Budget now (Mac OS X; download)