Apply once
Share Carrier details and we can set you up in one day.
Freight factoring
Get invoices paid the same day.
Turn completed loads into working capital without waiting 30, 45, or 60 days.
At a glance
Sound Finance helps carriers keep trucks moving with same-day ACH, clear rates, credit checks, and a dedicated account manager who understands trucking paperwork.
24 hrs
Typical funding window
100%
Advance on qualifying loads
0
Setup fees
What it covers
Built for carrier cash flow, not generic lending.
Same-day ACH
Submit clean paperwork before the cutoff and get funds moving the same business day.
Rates from 1.25%
Volume-tiered pricing is quoted up front.
Credit checks
Check credit before accepting a load and reduce avoidable payment risk.
Fuel advance options
Access pickup advances on qualifying loads when cash flow is tight before delivery.
How it starts
A clear path from interest to action.
Upload paperwork
Send the rate confirmation, invoice, and signed BOL from the cab or office.
Get funded
Funds are released after review, with reserve status visible as payment clears.
Next step
Talk through the right fit for your fleet.
Share your route, fleet size, and timing. A Sound Finance specialist will help point you to the right service.